— Three Programs
Financial Education
Designed to Build
Each Kelpvane program addresses a distinct layer of financial knowledge. They work individually or as a progression — depending on where you're starting from.
Back to HomeHow Kelpvane Programs Are Structured
Each program follows the same underlying structure: concepts are introduced in context, explained with practical examples drawn from the Thai financial environment, and reinforced through exercises and reference materials participants take away.
Sessions are 90 minutes each, held in small cohorts of up to eight, and paced to allow genuine comprehension rather than coverage. The goal is that participants leave each session with something concrete — not just notes, but understanding they can apply.
Programs can be taken individually based on current knowledge, or in sequence from Vocabulary Builder through to Portfolio Concepts for those who want a more complete foundation.
Small Groups
Maximum 8 participants per cohort
90-Min Sessions
Timed for working professionals
Thailand-Specific
Content grounded in local context
Take-Home Materials
Printed and digital reference packs
PROGRAM 01 · ENTRY LEVEL
Financial Vocabulary Builder
฿3,200
An entry-level program designed for those who want to understand the language of finance before making decisions. Covers terminology used in banking, investing, insurance, and taxation in a Thai context. Four sessions with a visual glossary and quick-reference card set. No prior financial knowledge needed.
- Banking terminology — accounts, interest, fees, and deposit structures
- Insurance vocabulary — premiums, coverage, riders, and Thai product categories
- Tax terminology — income brackets, withholding, deductible categories under Thai law
- Investment terms — funds, bonds, equities, and NAV explained clearly
Session Outline
PROGRAM DETAILS
Sessions
4 sessions
Duration
90 min each
Level
Entry level
Language
EN + TH support
PROGRAM DETAILS
Sessions
3 sessions
Duration
90 min each
Level
Intermediate
Includes
30-day challenge
PROGRAM 02 · INTERMEDIATE
Smart Spending Framework
฿5,500
A structured program that helps participants develop a spending philosophy aligned with their values and goals. Covers needs-vs-wants analysis, the envelope method adapted for digital payments, and impulse spending awareness techniques. Three sessions with a personalized framework document and a 30-day tracking challenge.
- Needs vs wants — a values-based framework for categorising spending decisions
- Digital envelope method — adapted for PromptPay, mobile banking, and card-based spending
- Impulse spending triggers — identifying and managing habitual overspend patterns
- Personalised framework document — a written spending plan tailored during sessions
Session Outline
PROGRAM 03 · ADVANCED
Portfolio Concept Workshop
฿11,000
An educational workshop for individuals curious about how investment portfolios are constructed and managed. Covers asset allocation theory, rebalancing logic, risk tolerance assessment, and the role of diversification. Four sessions with simulated portfolio exercises and a written summary of key concepts. Designed for learners, not active traders.
- Asset allocation theory — understanding how different asset classes serve different roles
- Rebalancing logic — when and why portfolios are adjusted over time
- Risk tolerance assessment — understanding what level of variability is personally acceptable
- Simulated portfolio exercises — constructing sample portfolios using real-world data
Session Outline
PROGRAM DETAILS
Sessions
4 sessions
Duration
90 min each
Level
Advanced
Exercises
Simulated portfolio
Which Program Is Right for You?
Use this overview to find the most suitable starting point based on your current knowledge and goals.
| Feature | Vocab Builder ฿3,200 |
Spending Framework ฿5,500 |
Portfolio Workshop ฿11,000 |
|---|---|---|---|
| No prior knowledge needed | Vocab Builder recommended first | ||
| Number of sessions | 4 | 3 | 4 |
| Visual glossary / reference cards | — | — | |
| Personalised framework document | — | — | |
| 30-day tracking challenge | — | — | |
| Simulated portfolio exercise | — | — | |
| Covers investment concepts | Terminology only | — |
Best for:
Those new to financial topics who want a clear, confident starting point
→ Vocabulary Builder
Best for:
Those who understand basic concepts but want to develop better day-to-day money habits
→ Spending Framework
Best for:
Those curious about investing who want to understand portfolios before speaking with an advisor
→ Portfolio Workshop
Shared Standards Across All Programs
These principles apply regardless of which program a participant joins.
Privacy of Discussion
What participants share about their personal finances during sessions is treated as confidential and stays within the session environment.
Balanced Information
Where financial topics are genuinely contested among professionals, multiple perspectives are presented rather than a single viewpoint being promoted.
No Product Endorsements
Kelpvane does not recommend specific banks, funds, insurance products, or investment platforms — during or after sessions.
Current Content
All curriculum is reviewed annually and updated to reflect current Thai financial regulations, product categories, and tax structures.
Questions Are Expected
Sessions are explicitly structured to accommodate questions. Instructors do not interpret questions as interruptions — they're a core part of how understanding develops.
Post-Session Feedback
Every participant is invited to complete a short feedback form. Responses are reviewed and used to refine future sessions and materials.
— Start the Conversation
Not Sure Where to Begin?
Reach out and we'll help you identify the right program for your current knowledge level. A brief conversation is usually enough to point you in the right direction.
Book a Consultation